Chinas central bank said on Saturday that the non-performing asset securitization program has nothing to do with the countrys rising bad loan ratio, and is an institutional move aimed at developing a market for bad assets management in China.
央行的不好的资产证券化(试点)项目与不好的贷款比率高低没关系,此举意在要培育中国的不好的资产市场化处置的市场。
这里的non-performing asset securitization就是不好的资产证券化,也就是通过市场定价的方法把不好的资产打包卖给有兴趣的投资者,银行由此可以调整资产负债表,也可以为新业务增加储蓄。